Hail damage: spot it, document it, claim it.
Half of homeowners hit by claim-worthy hail never file because they couldn't see the damage. We'll show you what to look for, how to tell hail from wind, and whether your specific situation is worth a claim.
Did a hail storm hit your address?
Pull a free RoofTap report — we cross-reference your address against the NOAA Storm Events Database and surface every claim-worthy storm in your area going back to 2010.
Four guides to hail damage.
From visual identification to wind-vs-hail, claim decision trees, and the cosmetic-damage exclusion that's denying valid claims across hail-belt states.
How to Tell If Your Roof Has Hail Damage
Hail damage is the most under-claimed cause of premature roof failure in America. Half of homeowners hit by claim-worthy hail never file because the damage isn't obvious from the ground. Here's how to spot it correctly.
READ GUIDE →Hail damage · WindWind Damage vs. Hail Damage on a Roof
Storms produce both, often in the same event. But wind and hail damage look different, fail differently, and are claimed differently. Here's how to identify each and what each one means for your claim.
READ GUIDE →Hail damage · Should I claimShould I File a Roof Insurance Claim?
Filing a claim that gets denied still counts against you with the carrier. Filing one that should have been easy out-of-pocket can raise your premium for years. Here's the decision tree.
READ GUIDE →Hail damage · CoverageCosmetic vs. Functional Roof Damage Explained
Some insurance policies exclude 'cosmetic damage.' Understanding what that means — and how carriers misuse the term to deny legitimate claims — is the difference between a fully-paid replacement and an out-of-pocket reroof.
READ GUIDE →